Terms of Use

By using rungrate.com ("RungRate", "the site"), you agree to these terms. If you do not agree, please do not use the site.

1. Informational purpose only — not financial advice

All content on RungRate — calculators, data tables, guides, and explanations — is provided for general informational and educational purposes. It is not financial, investment, tax, or legal advice, and it is not a solicitation or offer to buy or sell any security or financial product. RungRate does not know your personal circumstances. Consult a qualified professional before making financial decisions.

2. Accuracy and timeliness

We work to keep formulas correct and data current, and we publish sources and as-of dates so you can check them. Nevertheless, yields, deposit rates, and tax rules change frequently, and errors are possible. Content is provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Always verify figures with the issuing institution, U.S. Treasury publications, or your tax authority before acting.

3. Calculator outputs are estimates

Calculator results are estimates produced from the inputs you enter and the assumptions documented on each tool page and the methodology page. Actual results — auction yields, bank rates, penalties, and tax outcomes — will differ. You are responsible for decisions made using these estimates.

4. Acceptable use

• Do not attempt to disrupt, overload, or probe the site's infrastructure.
• Do not scrape the site at abusive volumes or misrepresent RungRate content as your own.
• Embedding RungRate tools via the provided embed snippet is permitted and encouraged, provided the attribution link remains intact.

5. Intellectual property

The site's original text, design, code, and data compilations belong to RungRate. You may quote or reference material with attribution and a link to the source page. Underlying public data (e.g., Treasury yields) belongs to its respective publishers.

6. Third-party links and services

RungRate links to external sources such as government data pages. We are not responsible for the content or availability of external sites. Advertising, where present, is served by third parties as described in the privacy policy.

7. Limitation of liability

To the maximum extent permitted by law, RungRate and its operator are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on its content, including financial losses resulting from decisions based on calculator outputs or data tables.

8. Changes

We may update these terms; the current version will always be posted at this URL with its "last updated" date. Continued use of the site after changes constitutes acceptance.

9. Contact

Questions about these terms: contact@rungrate.com.